Agentic Know-Your-Counterparty Platform
KYC-Agent automates the entire counterparty lifecycle — instant KYC/KYB onboarding, UBO graph mapping, real-time sanctions screening, adverse media monitoring, and dynamic risk scoring — so your compliance team focuses on decisions, not data entry.
Platform Capabilities
Six integrated modules that cover every stage of the counterparty risk lifecycle — from first contact to continuous monitoring.
Verify individuals and businesses in under two minutes. Document OCR, facial liveness matching, corporate registry lookups, and UBO extraction — fully automated.
Real-time cross-referencing against 600+ global watchlists, OFAC, UN, EU, HM Treasury, and politically exposed person databases — with zero false-negative tolerance.
NLP-powered global news surveillance that surfaces contextually relevant risk signals — not noisy keyword hits. Continuously monitors counterparties post-onboarding.
Trace complex corporate ownership chains across jurisdictions to identify ultimate beneficial owners — even through shell companies, trusts, and nominee arrangements.
Dynamic risk scores that adapt in real time as customer behaviour, ownership structures, sanctions status, and adverse media signals change across the lifecycle.
Human-in-the-loop escalation workflows that surface high-risk cases with AI-curated evidence packages — enabling rapid, auditable compliance decisions.
How It Works
KYC-Agent orchestrates a fully automated counterparty lifecycle in four stages — no manual handoffs required.
Counterparty submits identity documents via API, embedded form, or digital ID wallet. OCR and liveness checks run automatically within seconds.
AI agents simultaneously check sanctions lists, PEP databases, adverse media, and map the complete UBO ownership graph across all jurisdictions.
A composite risk score is calculated using your custom rule engine. Low-risk counterparties are auto-approved; high-risk cases are routed to HITL queues.
Perpetual KYC agents re-evaluate all counterparties whenever sanctions lists update, ownership changes, or new adverse media appears — automatically and in real time.
Regulatory Context
Regulators worldwide have dramatically strengthened anti-money laundering and counterparty due diligence requirements. Fines for non-compliance reached $10.4 billion globally in 2023 — and are rising. For commodities trading platforms, the stakes are especially high: sanctions evasion via trade-based money laundering (TBML) is one of the fastest-growing enforcement areas globally.
KYC-Agent was built specifically for high-velocity, cross-border trade environments — providing the speed of automation with the rigour demanded by FATF, the EU 6th AML Directive, FinCEN, and equivalent national regulators.
$10.4B
Global AML fines issued in 2023
72%
Of compliance teams cite manual KYC as their #1 bottleneck
48 hrs
Average traditional onboarding time vs <2 min with KYC-Agent
200+
Jurisdictions covered by UBO graph and registry integrations
Flexible Delivery
Hayden-Fisher Technologies offers KYC-Agent through three distinct commercial models, designed to match your organisation's stage, size, and strategic intent.
One-time Transaction
Purchase the KYC-Agent platform outright — full IP transfer including source code, documentation, and architecture rights. Ideal for regulated institutions and strategic acquirers seeking direct ownership.
Strategic Partnership
Hayden-Fisher Technologies remains embedded as your long-term compliance technology architect — co-building, evolving, and optimising the platform alongside your team under a retained engagement.
Managed Cloud Service
Deploy KYC-Agent as a fully managed, multi-tenant SaaS. API-first access to all modules — onboarding, screening, monitoring, and HITL — with per-verification pricing and a 99.9% uptime SLA.
Social Proof
"KYC-Agent cut our average onboarding time from three days to under two minutes. The UBO graph mapping alone saved our team hundreds of hours of manual corporate registry research every month."
"The adverse media NLP is genuinely better than anything else we evaluated. Context-aware scoring means our analysts only see signals that actually matter — false positives dropped by 90%."
"The retained architect model has been transformative. Having Hayden-Fisher embedded means our platform evolves with every regulatory change — we're never scrambling to catch up."
Serving regulated industries across the globe